x402 Β· Agentic payment

Live, simulated demonstration

Two ways to pay for the same asset. One was built for agents.

AssetRouter keeps human reading intact while publishers price selected machine access. Toggle between x402 β€” where an AI agent pays the exact price per call in USDC (a stablecoin pegged 1:1 to the dollar) β€” and prepaid credits, where a human tops up a balance with a card (minimum €5) and then spends it. See why cards force you to prepay, and what that costs.

The payment flow

Choose a payment method and an asset, then run the payment. Each step is the real protocol exchange.

Payment method

πŸ€–
AI Agent
buyer Β· has a wallet
πŸ›‘οΈ
AssetRouter
rights Β· price Β· delivery
πŸ“°
Publisher
paid in seconds
βš™οΈ Coinbase CDP facilitator β†’ settles USDC on Solana

Agent wallet & payment authorization

Agent wallet9xQe…7bV2
USDC balance$5.00
Delegated budget$5.00 session Β· $1.00 / tx cap

Payment authorization (built & signed by the wallet)

β€”
signature: β€”

What's happening

Five steps, fully machine-to-machine.

    Agent budget remaining
    $5.00 / $5.00 USDC
    Publisher earned
    $0.00
    Fees taken
    $0.00
    Purchases
    0
    Settlement
    β€”
    Payment receipt awaiting payment
    Item
    β€”
    Amount
    β€”
    Rails
    β€”
    Processor
    β€”
    Settles in
    β€”
    Human needed?
    β€”
    Reference
    β€”
    Provenance
    β€”
    Where the money goes
    β€”

    Why x402 changes the math

    The same asset, paid two ways β€” the difference is the whole thesis.

    πŸͺ™

    Cards can't charge €0.05

    A card's fixed fee (β‰ˆ 2.9% + €0.30) makes a 5-cent charge impossible. So you prepay credits (minimum €5) and draw them down. x402 simply pays the exact €0.05 per call.

    ⚑

    Seconds, not days β€” and no float

    USDC on Solana clears in under a second. A card top-up settles in ~2 business days, and your money sits as prepaid float until you spend it.

    πŸ”’

    No human to top up

    When credits run dry, a human must add more (min €5). An agent with x402 keeps paying on its own, within its delegated budget.

    🧾

    Licensed & auditable

    Every purchase carries rights, C2PA provenance, and a settlement receipt β€” proof of who paid for what, and how it may be used.

    For the same assetπŸ’³ Prepaid credits (card)πŸ€– x402 β€” Agentic
    Who paysA human tops up, then spendsThe agent, per call
    Smallest real spendPrepay β‰₯ €5, then any sizeExactly €0.05, no minimum
    Card / network feeβ‰ˆ 2.9% + €0.30 per top-upβ‰ˆ $0.0001 per call
    SettlementTop-up T+2, then prepaidUnder 1 second
    Float / lock-inYes β€” money sits as creditsNone β€” pay as you go
    Works machine-to-machineNo (human top-up)Yes, natively